OPTION 1 - LOA (Captive Agent)
A Revolutionary Compensation Plan That Actually Works.
Eterna’s LOA Agent Program is designed for experienced Final Expense agents who want real opportunity without the usual downside of finding and funding leads.
We provide inbound calls, eliminate lead cost, and absorb chargebacks so agents can stay focused on what they do best: closing business.
How compensation works:
- $200 per issued policy
- $50 retention bonus for each policy that stays on the books for over 3 months
- No lead cost
- No chargebacks
- Consistent opportunity through AI Enhanced inbound callss
Annualized income examples:
At $200 per issued policy:
- 5 sales/week → $52,000/year (MINIMUM REQUIREMENT)
- 7.5 sales/week → $78,000/year
- 10 sales/week → $104,000/year
With retention bonuses included:
- 5 sales/week → up to $65,000/year (MINIMUM REQUIREMENT)
- 7.5 sales/week → up to $97,500/year
- 10 sales/week → up to $130,000/year
This program is built for agents who want predictable opportunity, strong upside, and a model that rewards performance without forcing them to absorb the risk of chargebacks and floating marketing costs..
Experienced closers only. Limited spots available.
IF YOU HAVE THE SKILL SETS REQUIRED - ANDPLEASE TAKE OUR QUESTIONNAIRE TO FIND OUT MORE. CLICK HERE
OPTION 2 - INDEPENDANT AGENT
A Commission Structure That Rewards Performance.
Eterna’s Independent Agent Program is designed for experienced Final Expense agents who want higher comp, more control, consistent leads and calls and scalable income potential.
You operate independently while leveraging Eterna’s infrastructure, inbound call access, and discounted traffic to grow your production.
How compensation works:
- High commission levels (110%–125%+)
- Discounted inbound calls & lead access to AI enhanced calls that convert at 15-23%
- You own your book of business
- Full control over your production and schedule
- Scale your income with no cap
What you get with Eterna:
- Access to high-intent inbound calls
- Ability to purchase discounted AI Enhance inbound calls at scale
- Proven systems for conversion and call handling
- Ongoing support to help you increase production
Income potential examples:
(Based on agent production & commission level)
- 7.5 sales/week → $110,000+ annually
- 10+ sales/week → $150,000+ annually
Higher production + higher comp = exponential upside.
Built for agents who want more:
This program is designed for agents who:
- Want higher commissions and long-term ownership
- Are comfortable managing lead/call spend
- Have the discipline to scale their own production
- Are ready to move beyond capped earning structures
IF YOU HAVE THE SKILL SETS REQUIRED - ANDPLEASE TAKE OUR QUESTIONNAIRE TO FIND OUT MORE. CLICK HERE
OPTION 3 - BUILD YOUR AGENCY
A Platform for Agency Owners and Team Leaders.
Eterna’s Agency Partner Program is built for agency owners, team leaders, and builders who want to scale production without operational bottlenecks.
Plug into Eterna’s infrastructure, inbound call ecosystem, and carrier relationships while maintaining control of your team and growth.
How the partnership works:
- You bring your team of agents
- Your agents can operate as:
- LOA Inbound Closers (no lead cost)
- Independent Producers (high comp + discounted calls)
- You earn override commissions on your team’s production
- Eterna provides calls, systems, and backend support
What you get with Eterna:
- Access to 500–700+ inbound FE calls/day
- AI-enhanced call qualification (optional)
- No chargeback LOA model available for your team
- Discounted call and lead supply at scale
- Proven routing + conversion infrastructure
- Carrier access and compliance-first systems
How you make money:
- Override on your team’s production
- Optional lead/call margin
- Scale income by growing and managing your team
Built for growth-minded leaders:
This program is ideal for:
- Agency owners looking to increase volume immediately
- Team leaders who want better economics and support
- Groups struggling with lead flow or consistency
- Builders who want to scale without adding overhead
Why agencies choose Eterna:
- Consistent inbound volume
- Flexible models for different agent types
- Infrastructure that removes operational friction
- A true partner focused on long-term growth
Bring your team. Plug into volume. Scale faster with Eterna.
IF THIS OPTION INTERESTS YOU, PLEASE SET UP A MEETING WITH US AT: CALENDAR